We have lost hundreds of dollars from employees not understanding how the Account/Wallet works. They see an amount in the balance button and assume it's available credit. The purchase screen shows this as as deposit or outstanding balance, but the Wallet shows it as a positive or negative balance. To non-math minded people, this is extremely confusing. It would be very beneficial to my business if there was a way to turn off using Account as a payment option unless there was money in the account. We've adjusted settings to $0 account balance available to all guests, but then those who actually have a deposit to use cannot use it.